How do I qualify for Social Security Disability benefits (SSDI)?
To even be eligible for SSDI, you need to be “insured for benefits.” In other words, you need to have worked enough over a period of time during which you were also paying Social Security taxes. You also have to have worked recently enough that your coverage hasn’t lapsed.
If you currently are working and earning more than the monthly SGA amount, you will generally not be eligible to make an application for SSDI. See SAA.org for the current SGA Amount.
If you are insured for benefits and are earning less than the monthly SGA amount, you will next need to prove that you are unable to work for a year or more due to your disability. See SAA.org for more detailed information.